Appreciated Stock Securities

Outright Gift of Appreciated Securities

Securities and mutual funds that have increased in value and been held for more than one year are one of the most popular assets to use when making a gift to St. Andrew's Charitable Foundation. Making a gift of securities or mutual funds to us offers you the chance to support seniors-in-need while realizing important benefits for yourself.

When you donate appreciated securities or mutual funds that you have held more than one year to us, you can reduce or even eliminate federal capital gains taxes on the transfer. You may also be entitled to a federal income tax charitable deduction based on the fair market value of teh securities at the time of the transfer.


Securities are most often used to support our work in the form of:

An outright gift. When you donate securities to St. Andrew's Charitable Foundation, you receive the same income tax savings that you would if you wrote us a check, but with the added benefit of eliminating capital gains taxes on the transfer, which can be as high as 20 percent.

A transfer on death (TOD) account.* By placing a TOD designation on your brokerage or investment account, that account will be paid over to one or more persons or charities after your lifetime.

*State laws govern payable on death accounts. Please consult with your bank representative or investment advisor if you are considering this gift.


Next Steps

  • Contact Janet Leigh at (314) 802-1940 or jleigh@standrews1.com for additional information on securities.
  • Seek the advice of your financial or legal advisor.
  • If you include St. Andrew's Charitable Foundation in your plans, please use our legal name and Federal tax ID.

LEGAL NAME: St. Andrew's Charitable Foundation
ADDRESS: 1001 Craig Road, Suite 200 St. Louis, MO 63146
Federal Tax ID: 26-0568165